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St. Charles gray divorce attorney

For couples divorcing after age 50, perhaps the most pressing concern is the impact the divorce will have on retirement. When you have spent most of your life planning and budgeting for retirement as a married couple, it may be overwhelming to consider how your plans will change now that you will be on your own. It is inevitable that divorce will have some impact on your retirement, but with some careful consideration and the assistance of an attorney, it is often possible to salvage many of your retirement goals.

Preparing for Retirement During Your Illinois Divorce

Making sure that you are still able to comfortably retire after your divorce often requires smart decision-making during the divorce process as well as a clear plan for after the divorce is finalized. Important strategies to consider include:

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Geneva divorce attorney

The rate of divorce for older couples has grown over the past decade, resulting in the term “gray” divorce. Considering a divorce at any age can be scary, but for those couples who are 50 and older, it can be downright daunting. Spouses who have been married for 25 years or more often have a lot of baggage, as they say. They may have acquired a lot of marital property and assets, all of which will need to be divided if they choose to part ways and legally end the marriage. Illinois is an equitable distribution state, which means any property obtained after the wedding will need to be divided fairly based on several factors. However, in some cases, that might be the easy part. Moving on emotionally can be difficult, regardless of gender. Even though the stereotype is that they are supposed to be the stronger sex, men often have a harder time suddenly adjusting to single life after so many years with a partner.  

Moving On at Midlife 

Once they reach their 40s and 50s, many people take a look at how their lives have turned out. Often considered a “midlife crisis,” men and women alike often find themselves unhappy or disillusioned about what they have accomplished thus far, personally and professionally. In a lot of these situations, their kids are all grown and off to college or living on their own. In some cases, these “empty nesters” realize that they have nothing in common anymore and decide to part amicably. However, sometimes the wife files for divorce, leaving her husband dumbfounded. He may have been too busy pursuing his career to notice that their relationship was deteriorating beyond the point of repair. Below are a few practical tips for men who are facing life after a gray divorce:

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Yorkville gray divorce attorney

If you are over the age of 50, the safety issues and the hassles associated with the divorce process might make it seem near impossible to get a divorce during the pandemic. It is even easier to put a gray divorce on the back burner when you consider all the warnings from public health officials stating that older people tend to be at higher risk of contracting COVID-19 if not “locked down.” Here in Illinois, the divorce courts have been able to adjust to the “new normal” and attempt to restore some semblance of “business as usual” with regards to divorce cases, adapting when necessary to protect all parties involved from the pandemic. In other words, you can pursue that divorce based on the following reassurances.

4 Ways Illinois Restored Safe Divorce Court Operations

It is true that when the COVID-19 pandemic first became a major statewide problem in Illinois during March of this year, the courts closed entirely to comply with Governor Pritzker’s Stay-at-Home Order, creating a backlog of cases. However, within less than a few months, recognizing that the pandemic would last for an extended period of time—and also seeing that the state had the five-phase “Restore Illinois” reopening plan in process, the court system began altering its processes to accommodate this “new normal.” A few of the ways that the Illinois judicial branch operations have remained flexible during these challenging times include:

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Posted on in Divorce

DuPage County gray divorce attorney

Divorce after 50 presents itself with all sorts of new challenges, including fear of the unknowns in your life, like how you will achieve your dreams now, what will happen with your retirement, how you will make ends meet on a fixed income without your spouse, if you will have to work until you die, or if you will ever fall in love again. While all of these are valid and warranted concerns, there are ways to not only survive but thrive after your gray divorce. Here are some tips to get you started. Who knows? Maybe you will lead an even better life after your gray divorce than you did the 50 years prior.

4 Steps to Surviving a Gray Divorce

Over the last three decades, gray divorce rates have nearly doubled. This all-too-common type of divorce might seem daunting, but ultimately it is for the best—and you can make both your lives better if you are willing and able. But the first goal is survival. There are numerous ways to get through a gray divorce, but four key steps are:

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Yorkville gray divorce attorneyOver the last few decades, the number of gray divorces has doubled. But sometimes when you are 50 or older, the thought of getting a divorce and restarting life without the support of a spouse is not something either of you truly wants. Never is this truer than when the two of you consider your finances and other benefits implicit in your marriage that would disappear upon divorce. It might not always be worth relinquishing all of that financial security due to something as minor as not having much to discuss over the dinner table now that the kids are grown up and out of the house. In those cases, you might want to consider the following alternatives to divorce if you are 50 or older.

4 Alternatives to Gray Divorce

If your marriage is less-than-perfect these days, that does not necessarily mean that you have to get a divorce. You have other options, including:

  1. Marriage Counseling—This is the most common resolution that many married couples, both old and young, pursue to save their marriages. It improves communication and allows the two of you to forgive each other for any major issues you have, such as infidelity or dishonesty.

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Naperville gray divorce attorney

Thinking about getting a divorce in the twilight of your years, or a gray divorce, is difficult enough, but having to consider such an option due to the negative effects of dementia brings with it another set of challenges. If you are the one watching your loved one decline mentally, you will probably struggle as the person you have been devoted to for so many years disappears before your eyes. How could you ever abandon this person, though, especially now, when your loved one is at his or her most vulnerable? If you consider dementia’s effect on the person diagnosed and, in turn, how that changes the dynamics of your relationship, you might realize that a divorce might be your best option.

5 Signs That a Divorce Might Be Imminent

In most cases, especially with older generations of married couples, the vow of “in sickness and in health” is not to be taken lightly. You both agreed to that vow, and possibly throughout your marriage faced adversity that you overcame together, no matter how much strain it put on your union. Why should a diagnosis of dementia be the one exception to that vow? As you will see, a “dementia divorce” might actually be better for both of you. Here are a few reasons why:  

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Kane County divorce and retirement attorney

Divorcing after 50 is not the same as divorcing at an earlier age in many respects. Being so close to retirement age and having so many differences in your lifestyle, outlook, and finances relative to when you were younger makes a difference. Recovering from a divorce after 50 is more urgent and complex. Here are some practical ways to secure your financial future when going through a divorce later in life:

6 Ways to Improve Your Finances After a Gray Divorce

The decisions you make about your finances when you divorce after 50 can quite literally determine the rest of your life—from retirement to death. That is why you need to consider the following issues when divorcing after 50 to ensure your financial outlook is positive:

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Kendall County gray divorce attorney

While finances are a major part of your life that will dramatically change upon going through a gray divorce, the emotional impact of that divorce can be staggering and sometimes even incapacitating. That is because, at your age, the challenges resulting from a divorce are either completely different from those faced when younger, and they may be greatly exacerbated or more difficult to manage due to circumstances in your life. Following is a closer look at the emotional toll of a gray divorce and how you can overcome it.

Advice to Manage Emotional Challenges of a Gray Divorce

With gray divorces being one of the most common types of divorces these days, more and more Baby Boomers are faced with the new prospect of living the rest of their lives without their partners. Here are some ways to avoid or limit the emotional difficulties you might face as a result:

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Dupage County spousal support attorney

Contrary to common belief, even if you and/or your ex-spouse are retired or will retire soon, spousal maintenance (alimony) payments will not automatically stop in Illinois. Depending on the circumstances and the obligations set forth in your divorce decree, the payor might still be required to continue making spousal support payments long after retirement. Here is a closer look at the different scenarios you might face with regard to spousal maintenance after retirement:

Spousal Support as a Retiree

Regardless of whether you are the paying spouse or the receiving spouse, there are essentially three things that could happen to spousal maintenance payments upon retirement:

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DuPage County gray divorce attorney

More than one-third of Baby Boomers currently unmarried, and many of them have gotten divorced now that their kids are grown up. These days, it is easy to see that dating is no longer just a common practice for young people looking to have fun or looking to find “the one” with whom to settle down and start a family. It might seem challenging and intimidating, but dating after getting divorced in your 60s is possible—and you might even thrive while doing it.

3 Ways Dating After Getting Divorced in Your 60s Is New and Different

The end of your marriage late in life does not mean you will be unable to find a partner. It also does not mean that you have no options when it comes to dating. The truth is, dating after getting divorced in your 60s opens up a world of possibilities for you. However, in order to take full advantage of this potential, you need to prepare yourself for the following new and different aspects of dating, as outlined below:

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